Black Friday is almost here and you don’t want to go out shopping on BF without a budget. Knowing how much you can afford to spend is imperative. So take a long hard look at your finances and come up with a gift spending budget. Once you have a budget set that you are comfortable with will not leave you skipping a mortgage payment you will want to then stretch those dollars as far as you can.
Here is how to start your Pre Black Friday Budget Stretch
Black Friday Budget Tip #1
The best way to start the Pre- Black Friday financial workout is to take the money you plan on spending and purchase gift cards with it. Having a gift card will help keep you on budget and once it’s gone it’s gone. The best part about having a gift card budget is that you can roll it. During the holiday season we will see many offers give you something for buying a gift card.
Starting 10/17 – 10/23 Stop &Shop will be running the 3X gas points deal on Visa Debit Cards.
If you know you are spending $500.00 on gifts then buy a $500.00 Visa Debit . You will spend a $5.95 activation fee but the card will earn you 1500 gas points which is equal to $52.50 in gas
$52.50-$5.95 = $46.55 in profit just f or buying a gift card.
That’s a nice way to start the season!
Once you have the gift card don’t run out and start shopping with it just yet. You can roll your gift cards into other deals. Depending what the restrictions are on the Stop & Shop deal you may be able to roll the first gift card into another gift card. If not don’t worry Shaw’s may also run a gift card deal that you can earn store cash for buying gift cards. When that happens you can use your Visa Gift card you bought at Stop & Shop to buy another gift card deal at Shaw’s . You pay for one gift card deal with the previous earned gift card. Once you start rolling deals you will end up with free gas and free store money. If we get lucky CVS will offer another amazing gift card deal like they did last year where we earned $50.00 in ECB’s for buying a $500.00 Paypal Gift Card. Many How to Shop for Free readers earned hundreds of dollars buy rolling the deals. The best part was when you were done rolling you still had your initial $500.00 gift card plus free gas, free Shaw’s money and more ECB’s than you could imagine. Once you have all that play money you can start your holiday shopping and Shop for Free at the stores that gave it to you!
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